The InvoiceAdept blog.

Practical guides on Making Tax Digital, invoicing, and running a successful trades business, written in plain English, not accountant-speak.

bank-accountsole-traderbusiness-banking

Best business bank accounts for sole traders UK 2026

Keeping your business and personal money separate makes tax time much easier. Here is what to look for in a sole trader bank account in 2026 and which options are worth your time.

5 min read
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insurancepublic-liabilityemployers-liability

Business insurance for tradespeople: what cover do you actually need

Insurance can feel like wasted money until something goes wrong. This guide breaks down which types of business insurance tradespeople genuinely need, which are legally required, and which are optional.

7 min read
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InvoicingProgress paymentCIS

Progress payment invoice template UK (2026): stage bills, CIS and VAT

Progress payment invoice UK for trades — interim/stage bills on larger jobs, CIS when a contractor pays, usually no CIS for householders, VAT £90k.

16 September 20266 min read
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business-tipsquotinggetting-paid

How to win more quotes as a tradesperson in the UK

Getting quotes out is one thing. Getting customers to choose you is another. This guide covers the practical strategies that help UK tradespeople win more jobs from their quotes in 2026.

16 September 20266 min read
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business-tipsreputationreviews

How to get more Checkatrade reviews as a tradesperson

Checkatrade reviews directly affect how many enquiries you receive. This guide explains how to get more genuine reviews, respond to feedback, and use your profile to win more work.

16 September 20266 min read
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business-tipspainting-decoratingquoting

How to estimate painting and decorating jobs in the UK

Learn how to estimate painting and decorating jobs accurately in the UK. Covers measuring, pricing labour and materials, quoting profit margins, and avoiding common mistakes.

16 September 20266 min read
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InvoicingLabour-onlyCIS

Labour-only invoice template UK (2026): labour lines, CIS and VAT

Labour-only invoice template UK for trades — time with no materials lines, CIS when a contractor pays, usually no CIS for householders, VAT £90k.

16 September 20266 min read
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Materials-only invoice template UK (2026): goods supply, CIS and VAT

Materials-only invoice template UK for trades — goods supply with no labour, usually outside CIS, VAT £90k, plus a worked example.

16 September 20266 min read
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Night rate invoice template UK (2026): overnight uplift, CIS and VAT

Night-rate invoice template UK for trades - overnight uplift, usually no CIS for householders, VAT £90k, plus a worked example.

15 September 20267 min read
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Overtime invoice template UK (2026): uplift rates, CIS, VAT

Overtime invoice template UK for trades - weekday after-hours uplift, usually no CIS for householders, VAT £90k, plus a worked example.

15 September 20266 min read
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Bank holiday invoice template UK (2026): premium rates, CIS, VAT

Bank holiday invoice template UK for trades - named public-holiday premium uplift, usually no CIS for householders, VAT £90k, plus a worked example.

15 September 20266 min read
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Weekend invoice template UK (2026): premium rates, CIS, VAT

Weekend invoice template UK for trades - Saturday/Sunday premium uplift, usually no CIS for householders, VAT £90,000, plus a worked example.

15 September 20266 min read
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